What is BeniCard?

BeniCard is a discount card where you receive pre negotiated rates that top insurance companies have received for many years.  When you enroll in BeniCard you will be pooled with millions of other members  (power of numbers) and enjoy significant savings at over 400,000 providers nationwide.

 

BeniCard Comprehensive Cards Feature:

For just $24.95 per month (single & family rate) you can join millions of other members nationwide that save on their bills.  Guaranteed savings or your money back!

Hospital, Physicians, & Clinics Benefits

BeniCard members can access discounted physician & hospital facilities services. The physician & hospital facilities referral program gives cardholders access to an extensive, nationwide network of over 390,000 participating general practitioners,  specialists and & hospital facilities. If you do not have health insurance or require healthcare services that do not fall within the scope of your current healthcare program, this benefit will save you money. The savings are based on discounts of physician’s usual and customary fees by region.

 

Benefits

  • Access to 390,000 participating general practitioners, specialists & hospital facilities.

  • Save an average of 25% on healthcare services at participating physician offices.

  • Pay the reduced fee at the time of service. There are no deductibles or claim forms to worry about, and because this is not insurance, there are no age or medical history restrictions.

Discounted Service Process

  1. Simply present your BeniCard card to your physician or a member of his/her staff when you arrive for your appointment.

  2. Using your identification number, your physician or a staff member will access eligibility verification and discount information via a toll-free telephone number.

  3. You pay the reduced fee at the time of service.

Chiropractic Benefits

Save up to 40% on your chiropractic expenses! 

If you're like millions of other Americans, you seek chiropractic treatment to relieve painful back and neck problems. However, many insurers view this form of treatment as "alternative" and provide little or no benefits for it.  

Compare Our Fees

 

Service

You Pay

Consultation Charge

No charge*

Examination

$35*

X-Rays
  - AP & Lat. Cervical
  - AP & Lat. Thoracic
  - Full Spine


$40*
$40*
$100*

Other Diagnostic Services

Up To 40% Discount*

All Other Services and Follow Up Treatment

Up To 20% Discount*

* all prices/savings are subject to change

Dental Benefits

BeniCard members will realize significant savings on dental care expenses through one of the largest, independent networks of dental providers nationwide.  Simply present your membership card to any one of the more than 25,000 providers to receive discounted fees on dental procedures.  The BeniCard is designed to save money not only on routine and preventative care, but also on more extensive treatments such as fillings, crowns, root canals, dentures, bridges, oral surgery and more!  Even Orthodontics and cosmetic dentistry services are discounted.

  • No deductible or coinsurance

  • No annual maximums or minimums

  • No claim forms

  • No waiting periods

  • No underwriting

  • No referral required to see a specialist

  • Instant Savings

  • Few Cosmetic Exclusions

  • Orthodontic savings available

  • No age restrictions

Sample Dental Discounted Fees and Services

When you enroll for the BeniCard plan from BeniCard.com, you’ll get savings and discounts on costly dental procedures from a qualified dentist in your area. What’s more, there are NO CLAIM FORMS to fill out, NO WAITING PERIODS, and NO MAXIMUMS or DEDUCTIBLES. Just show your Member Card and your discounts will be applied automatically!

           

* Teeth Cleanings * Crowns * Dental Exams * X-Rays * Root Canals * Fillings
Teeth Whitening * Orthodontics for the children... and much more.
There are:
No Limits or Maximums and No Pre-Existing Exclusions!
YOU CAN SAVE $636 ON TEETH CLEANINGS ALONE!
 

Without the BeniCard Dental Benefits Plan
Average cost of a simple teeth cleaning procedure is $70.

Four family members, twice a year cleaning..............................
 

$560

Average cost of one oral exam per family member per year @ $85 each........

$340

Total Annual Cost:  

$900


With the BeniCard Dental Benefits Plan
Average cost of teeth cleaning procedure is $22 (even lower in some areas).

Four family members, twice a year cleaning..............................
 

$176

Average cost of one oral exam per family member per year @ $22 each........

$  88

Total Annual Cost:  

$264

With the BeniCard Dental Benefits Plan, Total Annual Savings: $636

ADA Code

  Dental Procedure

Cost Zip 1

Cost Zip 2

Cost Zip 3

Cost Zip 4

Cost Zip 5

Zip Code Area Factors

0120

  Periodic oral examination

$19.00

$20.00

$22.00

$24.00

$26.00

0140

  Limited oral evaluation

$18.00

$19.00

$20.00

$21.00

$22.00

0150

  Initial oral examination

$33.00

$36.00

$40.00

$44.00

$48.00

1110

  Prophylaxis - Adult

$35.00

$38.00

$42.00

$47.00

$51.00

1120

  Prophylaxis - Child

$25.00

$28.00

$31.00

$34.00

$37.00

1204

  Topical fluoride (excluding prophylaxis)

$16.00

$17.00

$19.00

$21.00

$22.00

1205

  Topical Fluoride (including prophylaxis)

$45.00

$48.00

$53.00

$58.00

$64.00

2940

  Fillings (sedative)

$42.00

$46.00

$52.00

$57.00

$62.00

9110

  Palliative (emergency) treatment of dental pain - minor procedure

$47.00

$50.00

$56.00

$62.00

$67.00

0210

  Intraoral - complete

$46.00

$49.00

$55.00

$61.00

$69.00

0220

  Intraoral periapical - single first film

$8.00

$10.00

$12.00

$13.00

$14.00

0230

  Intraoral periapical - each additional film

$7.00

$9.00

$10.00

$11.00

$12.00

0240

  Intraoral - occlusal film

$15.00

$18.00

$20.00

$23.00

$25.00

0250

  Extraoral - single film

$21.00

$19.00

$20.00

$21.00

$22.00

0260

  Extraoral - each additional film

$9.00

$10.00

$12.00

$13.00

$14.00

0270

  Bitewing - first film

$16.00

$18.00

$20.00

$22.00

$24.00

0272

  Bitewing - two films

$22.00

$25.00

$28.00

$31.00

$33.00

0274

  Bitewing - four films

$4.00

$4.00

$4.00

$4.00

$4.00

0275

  Bitewing - each additional film

$45.00

$38.00

$39.00

$40.00

$41.00

0290

  Posterior - anterior or lateral skull and facial bone survey film

$45.00

$38.00

$39.00

$40.00

$41.00

0330

  Panoramic film

$39.00

$42.00

$46.00

$51.00

$56.00

 

Dental Specialist Discounts

BeniCard members who visit a specialist receive a flat 15% discount off specialist' usual and customary fees.  This includes 15% savings at:

  • Orthodontists - Braces

  • Periodontists - Gums

  • Oral Surgeons - wisdom tooth or major extractions

  • Prosthodontists - bridges and dentures

  • Pediatric Dentists - child treatment

  • Endodontist - extensive root canals

            

Prescription Benefits

Through an exclusive agreement with one of the nation’s premier drug management organizations, BeniCard members can obtain savings of up to 30% on drug prices through a national network of approximately 40,000 pharmacies.

Here’s How it Works:

Take your BeniCard membership with you to a participating pharmacy.  Show your membership card to the pharmacist.  The pharmacist will enter the information on your membership card into the on-line computer system, and you will be immediately eligible for the special negotiated price.  Your actual cost will be the contract price or the pharmacy’s usual and customary charge that day, whichever is lower.  As a BeniCard member you will receive savings on many brand name and generic prescription drugs.    

  PRESCRIPTION

Usual Fee

You Pay 

You Save

  Lipitor, 20mg, 90 tablets:

$266.00

$252.00

$14.00

  Glyburide 5mg, 100 tablets:

$45.00

$29.00

$16.00

  Lorazepam 1mg, 100 tablets:

$80.00

$28.00

$52.00

            

Where to go to Save!

Review the chart below and see how much you can save with BeniCard: 

Some major Chain participants include:

Albertsons

Kroger

Shopko

Arbor Drugs

Long's

Shop N Save

Bi-Lo

Medicap Pharmacies

Shop Rite

CVS

Meijer

Smith's

Costco

Pathmark Stores

Super D

Fred Meyer

Payless

Target

Fred's

Price Choppers

Thrifty

Genovese

Publix Supermarkets

Vons

Giant Eagle

Revco

Walgreen's

Kerr

Rite Aid

Winn Dixie

K-Mart

Safeway

 

Plus thousands of independent locations Nationwide!

 

Save by Mail

If you prefer, and if you order medication on a regular basis, you can use the BeniCard mail order service anytime. This way, the mail order service can save you even more money than the retail pharmacy program.

It's easy to order by mail. You'll receive instructions with your membership package.



To find actual drug costs, please click on the letter below corresponding to the first letter of the drug name.


A B C D E F G H I J K L M 
N O P Q R S T U V W X Y Z 

If you can't find your drug, please call. We will find it for you.

These Prices are for cash clients only. If you are funded customer, please contact your benefits coordinator or Sav-Rx. The prices are representative of the cost of your medication(s). Specific prices may vary based on recent manufacturer price increases. Co-Payment tier level and formulary status do not indicate coverage and benefit limitations for your plan. Please contact Sav-Rx to confirm your coverage.

 

NOTE: This portion of BeniCard cannot be used in conjunction with any other discount program. BeniCard provides discounts on health-care-related expenses and services. It is NOT intended to be, nor is it, insurance coverage.

Vision Savings

BeniCard Members have access to more than 9,000 vision care providers! Best of all, you'll immediately save up to 50% on your vision needs, including:  

Eyeglasses, contact lenses (excluding disposable), eye examinations and surgical procedures including Lasik where available. Most frames, lenses, and specialty items such as tints, scratch resistant coatings and ultraviolet protection are covered.

BeniCard is proud to be affiliated with Sears, JC Penney, Lenscrafters, Pearle Vision and many other independent optical providers.  

 

Usual Fee

You Pay 

You Save

Prescription Eyeglasses, Eddie Bauer Frames:

$150.00

$97.50

$52.50

Non-Prescription Sunglasses, Gargoyles, Helios:

$130.00

$97.50

$32.50

Laser Surgery (Complete)

$1,750.00

$1,575.00

$175.00

Hearing Savings

Comprehensive Audiometric testing for only $49. ($59 in NY and CA). This includes pure-tone air and bone conduction and word recognition measures.

20% discount from the provider's usual and customary fees on hearing aids (10% off programmable or digital hearing aids), hearing aid repairs as well as related hearing products (excluding batteries). An additional charge may apply to an ear mold for a Behind-the-Ear (BTE) hearing aid.

No charge on Environmental Risk Consultation including discussion of daily noise exposure and recommendations for hearing protection.

Free annual cleaning and check of hearing aids purchased through the program.

During the first year from the date of delivery, the provider will replace any hearing aid with the same model if it has been repaired three times or more through no fault of the member. Members will also receive a free loaner during any repair period if the style permits. 

An unconditional 45 day refund policy on hearing aids will be provided to the BeniCard member. However, the provider shall be entitled to retain a fee of $35 per returned hearing aid plus a custom ear mold charge, if required. Return policies vary from state to state. State law supersedes NECP policy.  

 

Usual Fee

You Pay 

You Save

Comprehensive Audiometry

$85.00

$49.00

$36.00

In-The-Ear Hearing Aid (ITE)

$895.00

$670.00

$225.00

Behind-The-Ear Hearing Aid (BTE)

$898.00

$695.00

$203.00

Programmable or Digital Hearing Aid

10% Savings

       

 

Emergency Travel Benefits

This BeniCard travel assistance service virtually eliminates the adverse effect of the "cash before boarding" policy of most carriers.   Since this program satisfies all payment requirements of air evacuation carriers, the injured or ill member can immediately board the emergency air vehicle for transport to the final hospital destination.

Members have access to the following benefits provided the travel assistance company has been contacted first:

  • Emergency Medical Evacuation

  • Medically Necessary Repatriation

  • Transportation of Mortal Remains

  • Transportation of Escort

  • Family Visitation

  • Minor Child(ren) Return/Escort 

  • Vehicle Return

  • 24-hour Information Service

  • Medical Monitoring

  • Medical Referral

  • Guarantee of Medical Expenses

  • Insurance Coordination

  • Lost Document Service

  • Legal Assistance

  • Emergency Delivery of Prescription Items

  • Emergency Cash Transfers and Advances

  • Language Assistance

Vitamin Discounts

BeniCard Vitamin and Nutritional Supplements Program allows members to purchase superior quality vitamins, herbs and nutritional supplements through our mail order service at a generous discount.

 

Benefits Include:

  • Quality.  Members are guaranteed access to the highest quality vitamins, nutritional supplements and herbal remedies at the very lowest prices.

  • Satisfaction.  All products are backed by an unconditional money back guarantee.

  • Additional Savings.  Members call to request a vitamin catalog.  Upon receipt members can call the toll-free number listed in the catalog to place an order or to ask questions about the available vitamins and nutritional supplies.

 

BeniCard is not health insurance and should not be purchased or used as a substitute for a health insurance plan. The Basic Health Insurance plan does NOT require the use of any network provider, but by using a provider through the BeniCard program, the insured can reduce his/her out of pocket costs per procedure. The Basic Health Insurance plan will pay the same level of benefits whether or not discounted services are used through the BeniCard network providers.

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